S-1/A: General form of registration statement for all companies including face-amount certificate companies

Published on November 23, 2001


Exhibit 23

CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent public accountants, we hereby consent to the use of our
reports (and to all references to our firm) included in or made a part of this
registration statement.


/s/ Arthur Andersen LLP

St. Louis, Missouri

November 21, 2001