S-1/A: General form of registration statement for all companies including face-amount certificate companies

Published on November 13, 2001



Exhibit 23



CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS


As independent public accountants, we hereby consent to the use of our
reports (and to all references to our Firm) included in or made a part of this
registration statement.


/s/ Arthur Andersen LLP


St. Louis, Missouri

November 13, 2001